Remortgaging
Are you planning on remortgaging your home or buy to let property?
When remortgaging your freehold or leasehold property you will need a Licensed Conveyancer to carry out the legal work unless you are simply moving to a new deal with your current lender. Our team of specialist conveyancing solicitors have the knowledge, expertise and experience to ensure your remortgage transaction goes through smoothly and as fast as possible. Our conveyancing team provide astute, clear, and concise advice and are able to carry out all legal work necessary.
To make an enquiry with one of our remortgaging solicitors, you can call us directly on 01920 466696, complete our online enquiry form or email us at [email protected] and one of our residential property legal team will be happy to assist with your enquiry.
What is Remortaging?
Remortgaging is when you take out a brand-new loan on your home in replacement of your current mortgage or borrowing money against your property. You may want to get a better deal, consolidate debts, or release equity in your home.
Our conveyancing lawyers can help if you need to borrow additional money, we can help you get a better deal. Winters solicitors can also provide advice for when you have had a change in circumstances.
How long does the remortgaging process take?
For straight forward cases, usually remortgages can see completion within four week of receiving a mortgage offer from your new lender. For more complex cases, it can take up to eight weeks or longer, depending on complications, the process also may take longer when switching lenders instead of staying with your current mortgage company to broker a new deal.
How much are remortgaging fees?
Remortgaging fees vary regarding the legal work involved, check out this conveyancing fees calculator to see how much you would need to pay.
How can Winters Conveyancing Solicitors help me?
When remortgaging your home, our specialist conveyancing team can assist with the following:
ID Checks
Details of your current mortgage and request for redemption statement (showing how much you owe and any exit fees/early repayment charges)
Leasehold checks
Property searches
Valuation and issuing formal mortgage offer
Fine print checks
Signature
Final checks
Land Registry Priority Search
Completion (balancing payments)
Registering changes with Land Registry
Speak to our Remortgaging Experts
Winters Solicitors team of specialist conveyancing lawyers are dedicated to ensuring a smooth process when for remortgaging in a stress-free and timely manner.
Accredited by The Law Society’s Conveyancing Quality Scheme, you can be sure to receive a consistently excellent service through ensuring we keep up a consistent line of contact and update you regularly with any changes or complications that may occur.
As well as remortgaging, our team also provide legal advice and support on any aspects of residential property law – see the full list of our house purchase and sale services here.
For Winters to advise or represent you regarding a property law legal matter you can fill out enquiry form on our Contact us page, emailing us at [email protected] or calling us on 01920 466696.
Why Choose Winters & Co?
Based in Ware, Hertfordshire we at Winters & Co Solicitors are committed to supporting our clients. We believe in a personal, uncomplicated service in which our clients will feel more comfortable about moving forward whether it be moving home or perhaps what to do next if you’ve lost a loved one. We will always endeavour to meet a client’s needs without unreasonable fees. We believe justice should not be a daunting experience. We will provide you the service you deserve at a sensible cost.
If you have any queries please fill out the enquiry form on our Contact us page, email us at [email protected] or call us on 01920 466696.
